Household Income Over S$16,000? The Senja Close Dates That Keep Solano Grand on the Older EC Income Cap

By Davis Ng · · Updated

Does the S$18,000 ceiling cover Solano Grand? No. HDB's S$18,000 monthly household income ceiling covers new units in EC projects whose land tenders close on or after 24 August 2026, and HDB states that EC sites with tenders awarded before that date keep the S$16,000 ceiling. HDB awarded the Senja Close site, where Solano Grand is being built, to CDL Constellation Pte. Ltd. on 26 August 2025, a year before the cutoff. Solano Grand therefore sits under the S$16,000 ceiling.

The Senja Close timeline, date by date

The ceiling is fixed by land-sale dates, not by when bookings open. In order:

  1. 21 March 2025: HDB, as the Government's land sales agent, launches the Senja Close tender.
  2. 5 August 2025: the tender closes with five bids, CDL's the highest (as reported by EdgeProp).
  3. 26 August 2025: HDB awards the site to CDL Constellation Pte. Ltd., with a project completion period of 60 months from the date of tender acceptance.
  4. 8 May 2026: EC sites whose tenders close from this date carry a 10-year MOP. Senja Close had already closed.
  5. 24 August 2026: the S$18,000 ceiling starts for tenders closing from this date. Senja Close had already closed and been awarded.
  6. Sales launch: not yet announced. A later launch does not move the site into the newer cohort.

The bid, the land rate and CDL's EC record are covered in the Senja Close tender story.

HDB words the rule two ways; Solano Grand passes both

HDB wordingSenja Close dateResult
S$18,000 for tenders closing on or after 24 August 2026Closed 5 August 2025Not in the S$18,000 cohort
S$16,000 for tenders awarded before 24 August 2026Awarded 26 August 2025S$16,000 applies

Four hypothetical households: the income test only

The incomes below are illustrative, not real applicants, and they test nothing except the ceiling. HDB counts the total income of all persons listed in the EC application.

HouseholdTotal listed monthly incomeSolano Grand (S$16,000)An EC tendered from 24 Aug 2026 (S$18,000)
A: married couple with one childS$15,200WithinWithin
B: married coupleS$17,000AboveWithin
C: unmarried Singapore Citizen earning S$7,000, applying with two working parents earning S$5,000 and S$4,500S$16,500AboveWithin
D: two singles applying jointly, both Singapore Citizens aged 35 or aboveS$14,800WithinWithin

Household B is the one the S$18,000 headline misleads: it qualifies on income for a newer EC but not for Solano Grand. Household C shows that who is listed matters, because each listed parent's income is added to the total. Confirm how each person you intend to list affects the figure before you book.

What HDB checks after the income line

  • Household: one of HDB's groups, such as you and your fiancé(e), your spouse and children, your parents and siblings, or you and up to three other singles.
  • Citizenship: a Singapore Citizen applicant with at least one other Citizen or Permanent Resident; singles applying jointly must all be Citizens.
  • Age: at least 21, or at least 35 when two or more singles apply jointly.
  • Private property: no current ownership or interest in any local or overseas private residential property, and none disposed of in the 30 months before the EC application, counted from legal completion.
  • Non-residential property: at most one per household for EC land sales launched on or after 9 May 2023, which includes Senja Close.
  • Previous subsidies: second-timer core members pay their resale levy; anyone who has taken two housing subsidies cannot apply or be listed as a core occupier.
  • Existing HDB flat: must be disposed of within the six-month window HDB sets after the EC purchase.
  • Wait-out periods: one year after cancelling an HDB flat booking, and 30 months after disposing of an EC unit.

HDB notes that the developer guides you on submitting income documents when you book.

Why the same dates keep the five-year MOP

HDB applies a 10-year MOP only to EC units in projects whose land sales tender closed on or after 8 May 2026. For other EC projects, including Solano Grand, the MOP is five years, counted from the Temporary Occupation Permit (TOP). CDL's annual report points to a 2030 TOP, subject to approvals. During the MOP, core occupiers must live in the unit, and the whole unit can be rented out, or private residential property bought, only after it ends. To weigh that lock-in against buying resale, read EC vs resale condo.

Clearing S$16,000 is not a booking

Passing the income test only places a household in the eligible pool, subject to HDB's full assessment. CDL has not released a price list, floor plans or a showflat schedule. Track price status, floor-plan status and showflat status, and use the financing guide to plan without assuming a unit price.

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